Not Insured? Here's What You Can Do Now With Hurricane Harvey underway, it is important to understand your policy and what is covered. Only flood insurance can cover flood damage and it takes up to 30 days for a flood insurance policy to become effective.Don't have flood insurance? Here's what you can do now:Call your agent. They will be able to help you assess the damages and determine if any of your property can be covered under another policy you may have.Check to see if FEMA (Federal Emergency Agency) has declared a state of emergency. If that is they case, they may be able to help replace some of your policy.Get a flood insurance policy today! That way next time around, you are covered.Call 877.807.8264 or contact us to learn more about our flood insurance options. To get started on a policy, request a quote.